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Category: Fort Myers Mortgage

At Fidelity Home Group, we are Fort Myers Florida mortgage experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Fort Myers is known as the “City of Palms” for the beautification efforts that begun in the late 1800s, Fort Myers is frequently cited by tourists for its stunning royal palms lining McGregor Boulevard — some towering at 75 feet. Tourists are also drawn to the eclectic mix of shops and clubs emerging as part of the downtown revitalization in Fort Myers. Boating along the scenic Caloosahatchee River, tropical gardening; and 43 golf courses provide something for everyone.

Nestled along the scenic shoreline of the Caloosahatchee River, the city has become an interesting blend of residents of all ages. Sporting the youngest population in Lee County with a median age of 32. The renovated Fort Myers downtown historic waterfront highlights new restaurants, nightclubs, condominiums, and artistic venues providing energy and growth.

As Home Equity Rises, So Does Your Wealth

Written by Fort Myers Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, For Sellers, Fort Myers Mortgage, Housing Market Updates, Mortgage Fort Myers, Move-Up Buyers, Pricing.

Homeownership is still a crucial part of the American dream. For those people who own a home (and those looking to buy one), it’s clear that being a homeowner has considerable benefits both emotionally and financially. In addition to long-term stability, buying a home is one of the best ways to increase your net worth. This boost to your wealth comes in the form of equity. Equity is the difference between what you owe on the home and its market value based on factors like price appreciation. The best thing about equity is that it often grows without you even realizing it, especially in a sellers’...

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Don’t Tackle Selling Your Home on Your Own – an Agent Can Help

Written by Fort Myers Mortgage Syndicated User on . Posted in For Sellers, Fort Myers Mortgage, FSBOs, Mortgage Fort Myers, Selling Myths.

If you’re looking to maximize your sale and minimize your effort, you need to work with a real estate professional. In a sellers’ market like today’s, it can be tempting to list your house on your own – known as For Sale By Owner (FSBO). But the truth is, a real estate professional can save you time and money by managing every step of the process, from pricing your home to reviewing documents and handling negotiations. Before you decide to sell your house on your own, here are five reasons why working with an agent is your best bet to maximize the sale of your home. 1. First impressions are...

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Early October is the Sweet Spot for Buyers

Written by Fort Myers Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, Fort Myers Mortgage, Housing Market Updates, Mortgage Fort Myers, Move-Up Buyers.

Are you looking to buy a home? If so, we’ve got good news for you. While there’s no denying the housing market is having a great year, many of the headlines are focused on the perks for sellers. But what about buyers today? As a buyer, you’re likely braving bidding wars and weighing low mortgage rates versus price appreciation as you search for your dream home. If you find yourself a bit discouraged, hear this: there are clear signs buyers may have more opportunities this fall. According to realtor.com, the sweet spot for buyers is just around the corner. In a recent study, experts analyzed...

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If You’re a Buyer, Is Offering Asking Price Enough?

Written by Fort Myers Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, Fort Myers Mortgage, Housing Market Updates, Mortgage Fort Myers, Move-Up Buyers.

In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they can offer and still get the home. From there, the buyer and seller typically negotiate and agree on a revised price somewhere in the middle. Things Are Different Today Today’s housing market is anything but normal. According to the National Association of Realtors (NAR), homes today are: Receiving an average of  3.8 offers Selling in just 17 days Homes selling quickly...

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It’s Still a Sellers’ Market [INFOGRAPHIC]

Written by Fort Myers Mortgage Syndicated User on . Posted in For Sellers, Fort Myers Mortgage, Housing Market Updates, Infographics, Mortgage Fort Myers, Move-Up Buyers, Pricing.

Some Highlights Due to low supply and high demand, today is one of the strongest sellers’ markets we’ve seen. Sellers can benefit from more offers to pick from, higher home values, and a faster sales process. That might be why 73% of people believe it’s a good time to sell. Sellers, don’t miss out on this unique opportunity. Let’s connect so you can take advantage of this hot sellers’ market. Content previously posted on Keeping Current Matters

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Two Reasons Why Waiting a Year To Buy Could Cost You

Written by Fort Myers Mortgage Syndicated User on . Posted in Buying Myths, First Time Home Buyers, For Buyers, For Sellers, Fort Myers Mortgage, Housing Market Updates, Interest Rates, Mortgage Fort Myers, Move-Up Buyers, Pricing.

If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home. To determine if you should buy now or wait, you need to ask yourself two simple questions: What will home prices be like in 2022? Where will mortgage rates be by the end of 2022? Let’s shed some light on the answers to both of these questions. What will home prices be like in 2022? Three major housing industry entities project continued home price appreciation for 2022....

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Is a 20% Down Payment Really Necessary To Purchase a Home?

Written by Fort Myers Mortgage Syndicated User on . Posted in Buying Myths, Demographics, Down Payments, First Time Home Buyers, For Buyers, Fort Myers Mortgage, Gen Z, Millennials, Mortgage Fort Myers.

There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a home. For over half of those surveyed, the ability to afford a down payment is the biggest hurdle. That may be because those individuals assume a 20% down payment is necessary. While putting more money down if you’re able can benefit buyers, putting 20% down is not mandatory. As Freddie Mac puts it: “The most damaging down payment myth—since it stops the homebuying process before...

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Remote Work Is Here To Stay. Can Your Home Deliver the Space You Need?

Written by Fort Myers Mortgage Syndicated User on . Posted in For Buyers, For Sellers, Fort Myers Mortgage, Mortgage Fort Myers, Move-Up Buyers.

A lot has changed over the past year. For many people, the rise in remote work influenced what they’re looking for in a home and created a greater appetite for a dedicated home office. Some professionals took advantage of the situation and purchased a bigger home. Other people thought working from home would be temporary, so they chose to get creative and make the space they already had work for them. But recent headlines indicate working from home isn’t a passing fad. If you’re still longing for a dedicated home office, now may be the time to find the home that addresses your evolving needs....

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