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Category: Mortgage Fort Myers

At Fidelity Home Group, we are Fort Myers mortgage experts! We offer more options, more transparency and a simpler way to find the right mortgage program for your unique situation.

Marco Island is a barrier island in the Gulf of Mexico off Southwest Florida, linked to the mainland by bridges south of the city of Naples. It’s home to resort hotels, beaches, marinas and golf courses, as well as a network of inland waterways. A long, sandy beach covers most of the west coast, with resort hotels in the south. Tigertail Beach Park has a tidal lagoon, popular for kayaking and paddle boarding. 

Why a Real Estate Professional Is Key When Selling Your House

Written by Fort Myers Mortgage Syndicated User on . Posted in For Sellers, Fort Myers Mortgage, FSBOs, Mortgage Fort Myers, Pricing, Selling Myths.

With today’s real estate market moving as fast as it is, working with a real estate professional is more essential than ever. They have the skills, experience, and expertise it takes to navigate the highly detailed and involved process of selling a home. That may be why the percentage of people who list their houses on their own, known as a FSBO or For Sale By Owner, has reached its lowest point since 1985 (see graph below): Here are five reasons why selling with a real estate professional makes more sense, even in today’s hot market: 1. They Know What Buyers Want To See Before you decide...

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Using Your Tax Refund To Achieve Your Homeownership Goals This Year

Written by Fort Myers Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, For Sellers, Fort Myers Mortgage, Housing Market Updates, Mortgage Fort Myers, Move-Up Buyers.

If you’re buying or selling a home this year, you’re likely saving up for a variety of expenses. For buyers, that might include things like your down payment and closing costs. And for sellers, you’re probably working on a bit of spring cleaning and maintenance to spruce up your house before you list it. Either way, any money you get back from your taxes can help you achieve your goals. Using a tax refund is a common tactic for buyers and sellers. SmartAsset estimates the average American will receive a $2,897 tax refund this year. The map below provides a more detailed estimate by state: If...

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Do You Know How Much Equity You Have in Your Home? [INFOGRAPHIC]

Written by Fort Myers Mortgage Syndicated User on . Posted in For Sellers, Fort Myers Mortgage, Housing Market Updates, Infographics, Mortgage Fort Myers, Move-Up Buyers.

Some Highlights If you’re a homeowner, your net worth has gotten a big boost. That’s because recent home price appreciation has increased your equity. Your equity grows as you pay down your loan and as your home increases in value. Over the past year, the average homeowner’s equity grew by $55,300. Ready to sell? Let’s connect to talk about how you can use that equity to fuel your next move. Content previously posted on Keeping Current Matters

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The Future of Home Price Appreciation and What It Means for You

Written by Fort Myers Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, Fort Myers Mortgage, Housing Market Updates, Mortgage Fort Myers, Move-Up Buyers, Pricing.

Many consumers are wondering what will happen with home values over the next few years. Some are concerned that the recent run-up in home prices will lead to a situation similar to the housing crash 15 years ago. However, experts say the market is totally different today. For example, Odeta Kushi, Deputy Chief Economist at First American, tweeted just last week on this issue: “. . . We do need price appreciation to slow today (it’s not sustainable over the long run) but high price growth today is supported by fundamentals- short supply, lower rates & demographic demand. And we are in a...

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Remote Work Trends Mean Flexibility for First-Time Homebuyers

Written by Fort Myers Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, Fort Myers Mortgage, Mortgage Fort Myers.

Today’s low inventory can be challenging for homebuyers, especially if you’re looking to purchase your first home. But if you’re one of many people who work remotely, you may have a great opportunity to use the flexibility you have at work to achieve your homebuying goals this year. In a recent report, Arch Capital Services explains how the ongoing trend of remote work can open up more options for homebuyers: “. . . This will enable those who are able to work from home on a part-time or hybrid basis to move slightly farther away from job centers. . . . For workers who secure full-time remote...

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What You Need To Budget for When Buying a Home

Written by Fort Myers Mortgage Syndicated User on . Posted in Buying Myths, Down Payments, First Time Home Buyers, For Buyers, Fort Myers Mortgage, Mortgage Fort Myers, Move-Up Buyers.

When it comes to buying a home, it can feel a bit intimidating to know how much you need to save and where to find that information. But you should know, you’re not expected to have all the answers yourself. There are many trusted professionals who can help you understand your finances and what you’ll need to budget for throughout the process. To get you started, here are a few things experts say you should plan for along the way. 1. Down Payment As you set your savings goal for your purchase, your down payment is likely already top of mind. And, like many other people, you may believe you...

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Balancing Your Wants and Needs as a Homebuyer Today

Written by Fort Myers Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, Fort Myers Mortgage, Mortgage Fort Myers, Move-Up Buyers.

Since the number of homes for sale is low today, it can feel challenging to find one that checks all your boxes. But if you know which features are absolutely essential in your next home and which ones are just nice bonuses, you can land a home that fits your needs. Danielle Hale, Chief Economist for realtor.com, explains it like this: “Focus on the goal you set out for yourself, like your list of must-haves and nice-to-haves and your budget, . . . Stick to that. Be persistent.” So how do you go about creating your list of desired features? The first step is to get pre-approved for your mortgage....

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There Are Several Great Reasons To Consider Buying a Condo Today

Written by Fort Myers Mortgage Syndicated User on . Posted in First Time Home Buyers, For Buyers, Fort Myers Mortgage, Mortgage Fort Myers, Pricing.

If you’re a first-time buyer looking to break into the housing market but struggling to find a home to buy, condominiums (or condos) could be a great alternative for you. Here are a few reasons condos may be something you’ll want to consider. Exploring Condos Could Add Options That Fit Your Budget Supply challenges are a reality across the board in today’s housing market. Broadening your home search to include condos could increase your overall pool of options. Just keep in mind, condos generally differ from single-family homes in average space and floorplans. In a recent article, Bankrate...

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